Greater Accra Region


The Greater Accra Region with a population of 4,010,054 accounts for 15.4 per cent of Ghana’s total population. A much larger proportion of females (62.6%) than males (41.6%) are self-employed (Ghana Statistical Service, 2010).Though the majority of women in the Region are economically active, they lack the requisite skills and capital to expand their businesses.


FARIAD since 2001 has been working with its partners to reduce poverty among women and the youth in the Achimota area in Greater Accra Region through its Economic Development Programme where micro-credit women and youth groups are formed .FARIAD’s dual approach to poverty alleviation – microloans plus training–is what makes our model so unique and successful. We go beyond microloans and develop entrepreneurial training to invest in the potential of those women and youth we serve.


FARIAD, working under the Economic Development Programme in and around the Achimota area has provided 650 loans. We have funded over 1,250 development trainings related to business assistance, literacy, computer, and artisan skills. Through this programme, the lives of over 1,800 women and 2,000 family members have been permanently transformed for the better.FARIAD provides small loans ($250 on average) to invest in the entrepreneurial courage of women so that they may create prosperity for their families and communities.Most of the beneficiaries do not have any form of collateral and do not have access to traditional credit.



We work with groups of beneficiaries called village banks to give small, reasonable loans that are paid over a period of five to eight months. Loan payments cycle back into the organization and provide contributions in the form of subsequent loans and new loans for more women.


FARIAD also champions the development of every woman and youth with training and educational support for entrepreneurial, financial, and personal goals.We honor the amazing potential in every woman and youth by asking them what they want and need. Classes have traditionally included literacy, health education, artisan, culinary and business-skills development. Our intention is that the beneficiary women and the youth will pass these new frameworks for thinking onto their children, families, and communities. They become power agents of true change because they are ready and willing to lead their transformation

 FARIAD enhances microcredit by supporting development in the Achimota area through championing the intelligence and resourcefulness of the people. We ask our beneficiaries what they need to grow and we help them obtain this support. We advocate for systematic change that focuses on depth and quality of life. We believe that when credit is accompanied by relevant support, our beneficiaries can truly lift themselves out of poverty and pass new frameworks for thinking onto their children and families. We are committed to the deep quality of our work and personal connection to the needs of the individual.

As opposed to casting a wide net that reaches many people, we concentrate our efforts on the success of the families we work with and invest in the community. We know each woman and youth and their family; we know that the loans are being invested in a business; we know the stories of that journey. FARIAD invests time learning what the beneficiaries want and need. We are more than a simple loan. We are a pathway out of poverty towards personal prosperity that impacts entire families and the community and generations. Indeed, the creation of wealth comes from within and we are focused on creating an entrepreneurial framework for those in poverty to actively participate in their own economic advancement, personal empowerment, and life transformation.



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No.14 Sapele Loop Kokomlemle Accra-Ghana, West Africa

P .O. Box OS 2369, Accra-Ghana

Tel:233 030 709 9882 /Mobile 233 24 31 07 106



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